Oceanview’s Single Premium Fixed Indexed Annuity Contract (ICC19 OLA FIA), Gain Control Option endorsement (ICC24 – OLA PtP PAR with Gain Control Endorsement), and other product riders and state variations are issued by Oceanview Life and Annuity Company, Denver, CO (in CA d/b/a Oceanview Life and Annuity Insurance Company). Product features, limitations and availability may vary. Products not available in all states. Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company. This material is a general description of the Topsider FIA product and is presented for educational purposes only. Additional detailed product information is available and should be consulted before making any recommendation to purchase. As such, nothing in this document should be read as investment advice.

ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY THE FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

	Annual reset with up to *300% participation rate with no fee**
	Increased participation through Gain Control Option
	Backed on volatility-controlled S&P 500 Daily Risk Control 10% to deliver consistent return

Oceanview Topsider FIA